Free Intraday Cash Tips for 25th Nov 2014

HINDALCO  ( Hindalco Industries Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	166.5	164.5	168	170.5
S.SELL BELOW	164	166	163	160

CROMPGREAV  ( Crompton Greaves Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	204	202	207	210
S.SELL BELOW	200	203	195	191

 JINDALSTEL   ( Jindal Steel & Power Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	150	148	151.5	154.5
S.SELL BELOW	147	149	146	142

Free Intraday Cash Tips for 24th Nov 2014

AXISBANK  ( Axis Bank Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	478	474	483	490
S.SELL BELOW	473	476	469	460

VOLTAS  ( Voltas Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	278	273	283	289
S.SELL BELOW	272	275	268	259

 CAIRN  ( Cairn India Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	271	269	273	277
S.SELL BELOW	267	271	263	260

Free Intraday Cash Tips for 21st Nov 2014

 CAIRN  ( Cairn India Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	267	263	269	272
S.SELL BELOW	262	265	260	256

INGVYSYABK  ( ING Vysya Bank Limited ) 

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	825	815	863	910
S.SELL BELOW	810	820	770	725

HEXAWARE ( Hexaware Technologies Limited ) 

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	224	220	227	231
S.SELL BELOW	219	222	217	212

Free Intraday Cash Tips for 20th Nov 2014

ZEEL  ( Zee Entertainment Enterprises Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	390	387	392	396
S.SELL BELOW	385	389	380	377

SRF  ( SRF Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	910	894	960	1020
S.SELL BELOW	890	898	840	800

HINDUNILVR  ( Hindustan Unilever Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	762	758	765	772
S.SELL BELOW	756	762	751	747

Free Intraday Cash Tips for 18th Nov 2014

TATAMOTORS  ( Tata Motors Limited ) 

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	549	536	554	564
S.SELL BELOW	534	540	530	515

PFC  ( Power Finance Corporation Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	303	295	310	320
S.SELL BELOW	293	296	287	275

GATI  ( Gati Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	315	297	335	356
S.SELL BELOW	295	300	278	240

Free Intraday Cash Tips for 12th Nov 2014

TATASTEEL  ( Tata Steel Limited ) 

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	483	477	487	490
S.SELL BELOW	475	479	470	467

IDFC  ( IDFC Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	156	153.8	157	158
S.SELL BELOW	153	155	151	150

UNIONBANK ( Union Bank Of India )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	220	216	222	225
S.SELL BELOW	215	217	213	208

Free Intraday Cash Tips for 10th November 2014

ZEEL  (Zee Entertainment Enterprises Limited)

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	374	367	377	383
S.SELL BELOW	366	369	363	354

AXISBANK (Axis Bank Limited)

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	470	466	473	478
S.SELL BELOW	465	468	463	456

IDEA  (Idea Cellular Limited)

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	169	165.5	171.4	174.5
S.SELL BELOW	165	166.5	163	158

Free Intraday Cash Tips for 7th November 2014

AXISBANK (Axis Bank Limited)

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	460	453	463	470
S.SELL BELOW	452	455	449	440

LICHSGFIN  (LIC Housing Finance Limited)

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	377	372	382	392
S.SELL BELOW	370	374	364	355

HEXAWARE  (Hexaware Technologies)

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	218	213	221	225
S.SELL BELOW	212	215	209	202

Free Intraday Cash Tips for 5th November 2014

JINDALSTEL  (Jindal Steel and Power Limited)

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	171	167.5	173.5	177
S.SELL BELOW	167	168.5	165	159

RELCAPITAL ( Reliance Capital Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	493	486	498	506
S.SELL BELOW	485	490	480	470

SKSMICRO ( SKS Microfinance Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	353	342	361	372
S.SELL BELOW	341	345	334	315

Free Intraday Cash Tips for 3rd November 2014

GAIL  (Gail (India) Limited)

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	536	529	549	570
S.SELL BELOW	526	533	512	495

IDFC (IDFC Limited)

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	157	154	159	162
S.SELL BELOW	153	155	151.5	147

LICHSGFIN  (LIC Housing Finance Limited)

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	364	357	368	375
S.SELL BELOW	356	359	352	342

FREE Intraday cash tips for 28th October 2014

PCJEWELER  (PC jeweller Limited)

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	245	232	253	266
S.SELL BELOW	230	235	222	204

BHEL (Bharat Heavy Electricals Limited)

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	253	249	257	261
S.SELL BELOW	248	250	245	238

UNIONBANK  (Union Bank of India)

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	229	225	231	234
S.SELL BELOW	224	226	223	218

Free Intraday Cash Tips for 17th Oct 2014

NMDC  ( NMDC Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	158.5	156	160.5	163.5
S.SELL BELOW	155.5	157	154	150

ITC ( ITC Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	353	349	355	359
S.SELL BELOW	347	351	342	339

PETRONET  ( Petronet LNG Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	186	182	189	193
S.SELL BELOW	181.5	183.5	179	173

Free Intraday Stock Tips for 13th October 2014

ABAN   (Aban Offshore Limited)

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	630	605	665	710
S.SELL BELOW	600	610	570	510

INFY  (Infosys Limited)

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	3900	3780	3995	4115
S.SELL BELOW	3770	3800	3685	3470

APOLLOTYRE   (Apollo Tyres Limited)

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	223	219	227	234
S.SELL BELOW	217	220	213	205

Free Intraday Cash Tips for 10th Oct 2014

PFC ( Power Finance Corporation Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	239	235	242	247
S.SELL BELOW	234	236	231	225

BHEL ( Bharat Heavy Electricals Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	220	215	223	227
S.SELL BELOW	214	217	212	206

HINDALCO ( Hindalco Industries Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	158.5	155.4	160	162.5
S.SELL BELOW	155	156.5	153.5	149

Transforming Russia’s Auto Industry

Russia’s auto industry is back from the brink. It recovered to precrisis sales levels in 2012 and—more importantly—is currently benefiting from an unprecedented amount of investment into new and modernized production facilities. With more than US $10 billion committed to upgrading facilities and expanding capacity through 2020, the auto industry is the one industrial sector in Russia that is attracting serious levels of direct foreign investment.

This revival was undoubtedly driven by the Russian government’s policy of supporting foreign investment in the auto sector. Such investment followed a “localization through partnership” blueprint that encouraged global OEMs to invest in local production, source components locally, and form partnerships that support the modernization of domestic OEMs.

Yet it remains to be seen whether this wave of investment and modernization will be sufficient to transform the Russian auto industry. The question is whether the upgrades and expansion will elevate the sector’s products, customer service, productivity, and cost efficiency to be globally competitive in the face of a more uncertain macroeconomic outlook, slower growth in demand, and continued pressure from imports.

In this report, we look back at the “tectonic shift” that has transformed the auto sector since the crisis, explore all the factors contributing to a positive scenario for the sector’s development to 2020, and examine the seven key requirements that will make this projected scenario a reality. The auto industry presents a highly visible case for testing Russia’s effort to sustain and modernize its industrial base. The industry’s importance vastly outweighs the 2 percent share of national GDP that it currently represents.

Free Intraday Cash Tips from Tipz.in for 9th Oct 2014

INDUSINDBK ( Indusind Bank Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	627	614	634	647
S.SELL BELOW	612	618	606	586

TATASTEEL ( Tata Steel Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	458	449	463	471
S.SELL BELOW	447	452	443	430

DLF ( DLF Limited )

Action	Trigger Price	Stop Loss	Target-1	Target-2
BUY ABOVE	1450.5	145.8	151.5	155
S.SELL BELOW	145	147	144	138

How to buy ... currencies

Many ways to invest in foreign exchange, but beware of pitfalls

Foreign currency investing is no longer exclusive to the world's most sophisticated traders.  

 Individual investors can now join a club that has been the rarefied domain of hedge funds, professional speculators and institutional investors. There are myriad ways investors can gain portfolio exposure to currencies, and many good reasons to do so.

As part of a portfolio, currencies offset the risk of stocks, bonds and other investments. International bond funds, like-minded exchange-traded funds and specialized currency funds are appropriate for most investors, said Jeff Tjornehoj, a senior research analyst at fund data firm Lipper Inc. A riskier route involves more direct investment such as buying currency futures. 

What to watch out for:

Currency hedges

International stock funds offer investors some currency exposure. But first, find out if the managers are hedging against fluctuations in the U.S. dollar.

Buying a hedge effectively neutralizes currency swings, protecting the fund in case the dollar strengthens and cuts into foreign-investment gains. But if the dollar loses strength, a hedge is a costly move that erases the profits you'd pocket from the greenback's decline.

Most international stock funds now are unhedged, Tjornehoj noted. But he said it's difficult to stay a step ahead of currency fluctuations with stocks because so many other investment factors weigh on a company's stock price.

It's also important to remember that unlike their international counterparts, global stock and bond funds can also invest in the U.S., reducing the diversification aspects of non-dollar assets.

Excessive risk

When considering an international fund or currency fund, check the quality of the portfolio's holdings, said Ihab Salib, co-manager of the Federated International Bond Fund FTIIX +0.47%  .

Exposure to more volatile currencies such as the Brazilian real or Turkish lira, or low-quality emerging-market debt, ratchets up your risk.

Novice advice

With currency investment options so readily available, it's easy for unsophisticated buyers to get in over their heads. This is especially true of emerging-market currencies such as the Mexican peso, Lipper's Tjornehoj said.

"For the typical investor, it's more akin to gambling," he said. "If you have some idea about why the peso should appreciate, then you're making an informed decision. If you are reading some charts and listening to blogs saying the peso is due to appreciate for unknown reasons, then you're not as informed."

Steve Sachs, head of capital markets at ProShare Advisors, added that would-be currency buyers should seek professional advice. Currency holdings are good portfolio diversifiers, he noted, but they're not meant to make up a large portion of your total assets.

Easy trading access

Several firms offer investors easy ways to trade currencies. Global Forex Trading, for example, will open an account for as little as $250. Forex Capital Markets, a retail trading firm, also offers a mini trading account with a minimum balance of $300 for those new to online currency trading. Everbank World Markets offers individuals highly liquid money-market accounts or a bank certificate of deposit denominated in a variety of currencies.

Chuck Butler, president of EverBank World Markets, said the money-markets carry a minimum initial investment of $2,500, while CDs have a $10,000 threshold. The products are mostly used by "high net-worth individuals and people who want to diversify a piece of their dollar-denominated investment portfolio out of the dollar."

Economic instability

In doing homework on the country in which you want to buy currencies, ask the following questions, Butler said:

"Is it worth buying that country's currency? Is it in good standing? Does it have a positive balance of payments? Is the government stable? What's the inflation rate?"

Also, Butler noted, don't shoot for the highest yield. "You have to look at the total picture," he said. "A lot of times a country that has very high interest rates means that that country has high inflation or there are other problems where they may need to have the interest rate high to attract foreign investment."

Best retirement move almost nobody makes

Experts say more savers should roll plans into their new job’s 401(k)

When it comes to rolling over retirement accounts, a new government report suggests that job switchers are ignoring what may be their best option: Pouring savings into a new employer’s 401(k).

For many investors, the term “rollover” is synonymous with moving money from an employer-sponsored plan like a 401(k) into an individual retirement account. But it is also an option to move those assets sitting in an old 401(k)—or other defined-contribution plan like a 403(b)—into a similar plan at the new job.

New research from Congress’s investigative arm, the Government Accountability Office, suggests that paperwork hassles and a hard sell from IRA providers mean investors too frequently overlook the latter option. “It’s unnecessarily hard to do the right thing,” says Alison Borland, a retirement strategist at benefits company Aon Hewitt, which estimates that investors roll $9 into IRAs for every $1 that goes into a new 401(k).

  Investing pros agree that cashing out retirement savings is almost never wise. But there are benefits to both of the other alternatives: IRAs typically offer a wider range of investment options, while 401(k) plans offer lower costs, particularly if they are sponsored by a big employer.

Those cost savings can be significant in the long run.

Retirement savers in retail mutual funds—the type widely available in IRAs—pay annual fees averaging $101 per $10,000 invested, roughly double what investors in big 401(k)s pay, according to investment consultant Callan. Such differences can compound into thousands of dollars in lost retirement income after decades of saving, according to Callan’s defined-contribution practice leader, Lori Lucas. “I don’t think participants really understand the cost advantages,” she says.

What makes IRAs so popular? One big factor, according to the GAO report, is aggressive industry marketing, including sales pitches delivered through “educational” 401(k) materials and misinformation delivered by call-center representatives. Kent Mason, a Washington lawyer who represents retirement vendors, concedes some problems but notes that sales people whose tactics cross the line are not unique to investment companies. “It happens in all walks of life,” he says. 

 The report also notes that new employers are sometimes indifferent to processing rollovers because they must confirm that the money comes from another qualified plan. That means extra paperwork and, in theory, penalties if they foul it up. As a result, experts say savers often get less handholding with 401(k) rollovers than they do with the IRA variety, where vendors are hungry for new customers.

Those happy with their old employer’s 401(k) plan typically have the option to keep the money there. But those who want to consolidate their savings should consider putting in the extra work to roll the funds into the new employer’s 401(k), according to Kevin Chisholm, associate director at investment industry researcher Cerulli Associates. “It will be well worth your time,” he says.

Free Intraday Stock Tips for 13th August 2013

LICHSGFIN	LIC Husing and Finance   Limited
Action	Trigger Price	Stop Loss	Target 1	Target 2
Buy Above	176.5	173.5	178.5	181.5
Sell Below	172.5	174.5	171.5	167

YESBANK	Yes Bank   Limited
Action	Trigger Price	Stop Loss	Target 1	Target 2
Buy Above	304	294	313	326
Sell Below	292	297	284	264

JINDALSTEL	Jindal Steel & Power   Limited
Action	Trigger Price	Stop Loss	Target 1	Target 2
Buy Above	229	221	234	241
S.Sell Below	220	223	215	205

The hidden fees eating up your bank balance

Despite reforms, many charges are not clearly disclosed

The average checking account has 30 fees, a new study finds, and one-fifth of U.S. banks still don’t provide a list of these charges before a customer submits an online application. 

Some banks charge as many as 50 individual fees for checking accounts, according to the survey by financial website WalletHub.com. “If you thought prepaid cards charged a lot of fees, you obviously haven’t scrutinized a checking account agreement in too much detail,” says Odysseas Papadimitriou, the site’s founder and CEO.

  Capital One and Fifth Third Bank, a regional bank based in Cincinnati, were the only two banks to earn perfect scores for transparency in the survey. Fewer than half (48%) of major banks had well-marked, direct links from their checking account product pages to a full summary of fees. Worst rated were the 20% of banks that fail to provide a list of checking account fees on their product pages. Among them are HSBC Bank, Huntington National Bank, USAA Federal Savings Bank, Sovereign Bank, and M&T Bank, the survey found.

A spokeswoman for Sovereign Bank says the group improved the clarity of its fee disclosures last week to make checking accounts easier to understand by offering “simpler and more transparent fee disclosure information” in line with recommendations by The Pew Charitable Trusts’ “Safe Checking in the Electronic Age” project.

For their part, banks say they’re working on increasing fee transparency. “Avoiding fees is often as simple as maintaining a minimum balance or using direct deposit,” says Mike Townsend, a spokesman for the American Bankers Association. A spokesman for Huntington Bank says it’s working on integrating its disclosures into the account products pages, and an HSBC spokesman says customers wishing to open an online checking account must first confirm they’ve read account fee disclosures.

However, the manner in which major banks inform customers about the costs associated with their checking accounts remains confusing, Papadimitriou says. They list different fees in different places online, call them by different names, and don’t always highlight the most important fees, the study found. Regulatory bodies have spearheaded some improvement, making disclosures shorter and somewhat easier to understand, Papadimitriou says, “but there’s obviously still work to be done.”

Consumer advocates say they’ve repeatedly urged regulators to require prominent and smart disclosure of fees online, and to offer downloadable bank fee data and easy-to-read bank-account-shopping guides. In fact, less than half of 250 bank branches surveyed last year fully disclosed fees to prospective customers on the first request, while 12% provided no fee information at all, according to the nonprofit Public Interest Research Group’s most recent survey on the issue, Big Banks, Bigger Fees 2012.

To be fair, many of these fees are only triggered by certain behaviors, like going below a required balance threshold or bouncing a check, banking experts say. And although most checking accounts come with fees, they’ve traditionally been considered a loss-leader for banks, says Ben Woolsey, spokesman for credit-card comparison site CreditCards.com. “They’re regarded as a gateway account — to serve as platform to obtain higher-margin business from the customer, like mortgages and car loans,” he says.

Still, banks are under pressure to generate more revenue from checking accounts, Woolsey says. Bank customers who sign up for overdraft protection services, for instance, tend to have significantly higher annual fees, according to a separate study by the Consumer Financial Protection Bureau.